Buildings insurance

Under the terms of all leases, Landlords are responsible for arranging buildings insurance for all leasehold flats in the property. PCH has arranged a block insurance policy to cover all of its leasehold flats. You can find an example here.

The building insurance policy covers the structure of the property together with any fixtures and fittings in the flat. Items such as bath, washbasin, sinks and toilets which are fixtures in the flat are covered. Leaseholders will need to arrange contents insurance separately.